Ride on PCP...

Do you want a new motorcycle every two or three years? Personal Contract Purchase lets you do just that…

Motorcycle Sales Services PCP IMAGE

Personal Contract Purchase (PCP) is a available on all New Suzuki and Yamaha* Bikes over 251cc

How it works…

Choose your new motorcycle or used bikes up to 3 years old can also qualify.
Establish your annual mileage – maximum 6,000 miles per annum
Choose your repayment period – either 2 or 3 years

What you pay…

You pay a deposit – from 5% of the on the road price
Your dealer advises you of the Guaranteed Future Value* of the bike
You pay over the chosen period

At the end of the agreement you have 3 options

Final options…

Pay your outstanding finance and own the motorcycle
Return the motorcycle to Black Horse or Suzuki Financial Services – as long as the vehicle is in good condition, the mileage is within the agreed limit and all the required payments have been made.
Part exchange the motorcycle for a new one – subject to payment of your outstanding finance.

Main Benefits…

You can change your motorcycle for a new one every two or three years subject to status*
Fixed regular payments
There is a Guaranteed Future Value** for your motorcycle

Just to show you the difference between buying on PCP and a standard personal loan agreement. Here’s a representative example for a Yamaha XJ6N…

Ride on PCP
Finance Deal
Cash Price£5495.00£5495.00
Deposit£275.00£275.00
Total Amount of Credit£5220.00£5220.00
Purchase Fee (Inc. in payments below)£10.00N/A
Credit Facility Fee (Inc. in payments below)£215.00N/A
Total Amount Payable£7180.70£5495
Initial Payment£175.00£217.50
Monthly Payments35 x £138.0222 x £217.50
Final Payment (Optional with PCP)£1900.00£217.50
Duration of Agreement37 months24 months
Representative APR15.9% APR0% APR
Interest Rate (Fixed)12.79%0%


* PCP is also available on Yamaha YZF-R125 and MT-125

** Subject to the motorcycle being returned on time, in good condition (fair wear & tear accepted) and within the permitted maximum mileage.

From time to time we may receive a payment or other benefit from the finance provider if you enter into an agreement with them.